預金は金利の良いネットバンクで! Opt for high-yield online banks for your savings!

預金をCITI BankからAlly Bankに変えたら毎月の金利を見てビックリ! When I switched my savings from CITI Bank to Ally Bank, I was amazed by the monthly interest rate difference!

私は、元々CITI BANKを使っていたが預金をしていても全く利回りが少なくてやっとネットバンクであるALLY BANKに切り替え、MONEY MARKET SAVINGSというアカウントに入れて4.40%の利回りを受け取っている。例えば私の家族は1ヶ月最低5,000ドルの支出があるとする。緊急に備えてえ5000ドル✖️6ヶ月で30,000ドルは現金でMONEY MARKET SAVINGSに入れておくと1年に4.4%=1,320ドル。それを12ヶ月で割ると、1ヶ月何もしなくても110ドルお金が増えている。そのお金をそのまま貯金しておけば、複利が働いて、預金額が増えているのだ。これは、どんな人でも簡単なのですぐに取り入れてほしい方法だ。

I originally used CITI BANK, but I wasn't earning much interest on my savings there. So, I switched to ALLY BANK, which is an online bank, and I put my money into an account called MONEY MARKET SAVINGS, which offers a 4.40% interest rate. For example, let's say my family has a minimum monthly expense of $5,000.

$5000*6 months for emergencies, if I put $30,000 in cash into MONEY MARKET SAVINGS at 4.4%, that's $1,320 a year. When you divide that by 12 months, it means I'm earning about $110 without doing anything each month. If you keep that money in the account, compound interest will work its magic, and your savings will grow. This is a simple method that anyone can adopt right away.